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FEATURED PRODUCT
OFFERINGS
Distressed
Business
Financing
• Distressed, small companies in the
consumer brands
space with $20mm‐$150mm in revenue.
Investment size
$10mm‐$25mm
structured as
debt and equity,
a controlling
equity stake
will be
required. • Distressed, small companies with $10mm‐$50mm in revenue. Investment size $1mm‐ $5mm structured as debt and equity, a controlling equity stake will be required.
• Small companies with $20mm‐$500mm in revenue, with a need for help in any area of Supply Chain Management (from sourcing and manufacturing in China to access to major retailers in the US). Each individual deal can be financed and structured based on upside.
A combination of the PHA as Issuer,
HUD 221d4 as
credit
enhancement, and
BAB as subsidy
that provides
for up to 90%
financing of
multi‐residential
acquisition and
construction
projects for
senior and low
income
(workforce)
housing.
• 6.9% Interest Rate (taxable) with
35% direct
subsidy via
Federal
Government (net
interest cost =
4.49%)
• HUD 221d4: 40‐year
term, 1.1x DSCR,
AAA rating,
Leverage, No
Income
Restrictions
The acquisition of distressed real
estate assets
with total
purchase and/or
build‐out costs
of between $1m
and $10m.
Particular
interest in 50%
to 80% completed
RE construction
projects that
are entering
foreclosure or
are in
receivership, as
well as projects
involving 200+
apartment units,
100k+ Sq. Ft.
commercial RE
projects, and
the bulk
purchase of
performing and
non‐performing
notes.
While perhaps not the most attractive
option
historically,
Purchase Order
(PO) and
Accounts
Receivable (AR)
financing, along
with other
creative forms
of lending, have
provided
emerging
enterprises, who
would not be
financed
otherwise, to
grow. There are
numerous
institutions
that provide
this type of
financing and
ICA has
developed
working
relationships
with many of the
best and most
cost effective.
• AR Program
‐
80% of total <90
Day AR from
$100,000 to
$3,000,000 at 2%
of invoice
amount, no
minimums, 12
month term, $500
due diligence
fee. Note: Much
simpler and more
cost effective
than virtually
all competitive
products.
• PO Program
‐
50% of total
Purchase Order
from $250,000 to
$10,000,000 for
Work In Process
and Finished
Goods. Typically
charge 5%
against invoice
amount. Some PO
lenders will
charge as low as
2% for finished
goods.
• Asset Based Lending (ABL)
‐
LTVs and rates
vary according
to risk. There
are many sources
of ABL financing
and when working
with a client,
we will shop
around for the
best lender.
While most banks are not lending on
construction
projects, an
Asian group
based in
downtown Los
Angeles is
providing small
project
construction
financing
ranging from $5m
to $25m at
competitive
interest rates.
Sympathetic to their fellow
entrepreneurs’
challenges, the
EO has formed an
"Accelerator".
In a series of
quarterly, high‐impact
learning events,
the EO
Accelerator
provides tools,
knowledge, and
skills to grow a
business to more
than $1 million
(US) in annual
revenue. This
comprehensive
program also
connects members
to an
influential
network of
entrepreneurs.
Through the
multiple
learning and
networking
opportunities
the EO
Accelerator
provides, skills
are sharpened
both as an
entrepreneur and
as a leader.
Sounds good —
right? But the
actual results
are even better.
In the EO
Accelerator’s
first year, ten
participant
companies
reached the $1
million
milestone. They
credit the
tools, learning,
and connections
made through the
EO Accelerator
for helping them
achieve this
goal.
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